ID and passwords can be lost, stolen, and forgotten. Using voice biometrics, users are able to login to an application without having to remember anything such as an ID or a password and in so doing, login in a much more secure manner. Skerpek presents top strategies for using voice as a second factor of authentication. True discusses using smartphone-based voice biometrics to replace passwords for secure application access. The use of voice biometrics in an application login process provides an authentication solution that uses two independent ways to establish identity: A smartphone is something you have, and your voice biometric is something you are.